Home Loan Application

On Time | In Real Time | Every Time


The Victor Bals Team of Huron Valley Financial is here to provide you with the most effective and professional Mortgage Banking service out there.

Our Team Will Provide You

  • Detailed credit analysis, loan options, and purchase offer strategies
  • Detailed closing costs, payment, and cash to close estimates on each property
  • Detailed loan scenarios minimizing or eliminating PMI
    (Mortgage Insurance)
  • Detailed purchase offer structuring, minimizing cash to close to utilize post-closing for moving expenses, improvements to the
    home and cash reserves
  • Absolute World Class Communication to you and all involved in the transaction
  • Personal attention and a lot of love. As mortgage guidelines have increasingly become more difficult, our team will do the homework upfront to eliminate obstacles, delivering a smooth and timely transaction, exceeding your expectations and gaining your trust and respect as your lender.


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